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Early Stage Capital

Startup
Loans

Seed capital, bridge funding, and growth capital for early-stage businesses with strong potential — even before traditional lenders would consider you.

Working Capital Term Loans SBA Loans Equipment Financing Lines of Credit Revenue-Based Personal Loans Startup Loans 200+ Lenders All 50 States Working Capital Term Loans SBA Loans Equipment Financing Lines of Credit Revenue-Based Personal Loans Startup Loans 200+ Lenders All 50 States
Overview

Startup Loans

Traditional lenders often close the door on startups. Finance Foundry opens it. We work with a curated group of startup-friendly lenders, revenue-based funds, SBA microloan programs, and non-bank lenders who understand that early-stage businesses are different — not worse. If you have a strong founder profile, a clear business model, or early revenue traction, we can find options others won't.

Funding Amount
$10K – $2M
Term Length
6–60 Months
Decision Speed
3–10 Business Days
Min. Credit
580+ FICO

Common Use Cases

Seed FundingInitial capital to launch and prove concept
Product DevelopmentBuild your MVP or first product line
Marketing & LaunchGo-to-market capital for new brands
HiringFund your first key hires
SBA MicroloanUp to $50K for early-stage via SBA program
Bridge FundingBridge between fundraising rounds

Requirements

  • Business must be legally registered
  • Founder with 600+ personal FICO (preferred)
  • Business plan or pitch deck
  • Some early revenue or strong pre-revenue narrative
  • Personal guarantee typically required
  • SBA Microloan: 6+ months in operation and specific use case

Frequently Asked Questions

I have no revenue yet — can I still qualify?

Yes, for some programs. Founder credit profile, business plan quality, and industry play a large role. SBA Microloan programs and certain non-bank lenders evaluate pre-revenue startups. Contact us to discuss your specific situation.

Do I need a business plan?

For most startup programs, yes. We can advise on what lenders look for and what makes a business plan compelling for financing purposes — we've seen hundreds.

Is there equity involved?

No. Finance Foundry only places debt financing — loans, not equity investments. You retain 100% ownership.

Get Your Options

No commitment · No hard credit pull

🔒 Secure · Never sold · Soft pull only