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Long-Term Growth

Business
Term Loans

Larger capital, longer repayment periods, and predictable monthly payments — built for serious growth, expansion, and investment.

Working Capital Term Loans SBA Loans Equipment Financing Lines of Credit Revenue-Based Personal Loans Startup Loans 200+ Lenders All 50 States Working Capital Term Loans SBA Loans Equipment Financing Lines of Credit Revenue-Based Personal Loans Startup Loans 200+ Lenders All 50 States
Overview

Business Term Loans

Business term loans are the workhorse of capital financing. When your goals require significant capital — acquiring a competitor, opening a new location, launching a product line, or funding a major infrastructure upgrade — term loans give you the predictability and scale to execute. Finance Foundry has access to conventional bank loans, non-bank lenders, private credit, and bridge financing at every tier.

Funding Amount
$50K – $50M+
Term Length
12–120 Months
Decision Speed
3–7 Business Days
Min. Credit
600+ FICO

Common Use Cases

Expansion & New LocationsOpen new offices or retail locations
AcquisitionsBuy another business or book of clients
Real EstateFinance commercial property purchase
Major EquipmentLarge machinery or fleet acquisition
Product LaunchFund a full go-to-market campaign
Debt ConsolidationCombine multiple loans into one payment

Requirements

  • Minimum 1 year in business
  • $30,000+ monthly revenue
  • 600+ FICO credit score
  • Financial statements (2 years preferred)
  • Tax returns (business and personal)
  • Profitable or path-to-profitability narrative

Frequently Asked Questions

What's the difference between secured and unsecured term loans?

Secured loans use collateral (real estate, equipment, receivables) to get lower rates and larger amounts. Unsecured loans rely on creditworthiness and revenue — faster to close but typically higher rates.

Can I pay off early?

Many of our lenders offer early payoff without penalty, or with minimal prepayment fees. We surface this detail upfront so you can compare accurately.

What if I need more than $10M?

We regularly place loans above $10M through our private credit and institutional lending relationships. Contact us directly for deals in this range.

Get Your Options

No commitment · No hard credit pull

🔒 Secure · Never sold · Soft pull only